Many people often want to get a credit card to help with their finances. There are a lot of benefits in using a credit card, but what many people do not know is that there are also perks that you can take advantage of.
Credit cards like the Citibank Travel Card are loaded with card perks and benefits. You can use the card for your purchases abroad while you’re on vacation, or you can simply use it in your day-to-day transactions.
If you want to learn more about the Citibank Travel Card, check out some tips on what you can do with it.
Safe Transactions Even When Overseas
The Citibank Travel Card offers one of the best safety and security features, especially when you’re abroad.
Having cash on hand is convenient, but when you have this credit card, you can get more out of the money that you’re spending abroad.
There are also certain transactions that you want to be secured, such as bank transfers and purchases, and the Citibank Travel Card provides you with such features.
Take advantage of it, especially if you frequently travel overseas.
Very Convenient To Use
Traveling abroad entails a lot of stress and hassles. You need to prepare a certain amount of cash for emergency purposes, but if you’ve already run out of cash, you might run into several problems.
The good thing about the Citibank Travel Card is that you can use the card when traveling as it provides you with convenience.
You get to pay for all of your purchases and other transactions without needing any cash in your wallet.
It also saves you a lot of time from going to an ATM just to withdraw the money and saves you a lot from getting charged with extra fees.
Take Advantage of Travel Insurance
Even if you’re traveling to the safest place on Earth, there are still some things that are out of your control.
Some of them include injuries, accidents, missing luggage, and many more. You can resolve this as soon as possible when you have the Citibank Travel Card.
The credit card has one of the best travel insurance, where you are covered by medical expenses, car rental insurance, and many more.
The best part is that your immediate family members are automatically covered when you have this card.
Earn Points and Redeem For Rewards
Using your Citibank Travel Card not only allows you access to a certain amount of funds for your travel.
It also allows you to earn reward points every time you use the card for different transactions. Most travel rewards credit cards let you earn reward points when you use the card for flights and hotel bookings.
This is the case with the Citibank Travel Card. You get to earn reward points from dining and many other transactions as well.
Once you get enough points, you can then redeem them for other rewards, which include discounts on your next flight or hotel booking.
Protecting Your Card When Abroad
If you’re traveling abroad, you need to make sure that your credit card is protected.
There are still a lot of countries all over the world that swipe your card as you put your PIN on the device to complete the transaction.
This can be a security risk, especially if you’re abroad and you don’t know anyone who can help you.
The Citibank Travel Card already has a microchip in the card that will protect you from credit card skimmers.
Use Contactless Payments
On another note, using contactless payments is also a great way to protect your card.
There are a lot of stores and other establishments that use contactless payments using a credit card.
To do this, simply tap the card on the reader to complete the payment.
You don’t need to scan or swipe your card or even enter your PIN on a device just to pay for your purchases.
Comfort When Traveling
Another great way for you to use your Citibank Travel Card is to take advantage of the airport lounge access that the card offers.
Traveling can be very uncomfortable for many people, but if you have this credit card, you get access to some of the world-class airport lounges, making traveling a lot more comfortable and convenient.
You and your immediate family members of up to 2 members can enjoy the many perks of these airport lounges.
Many of these airport lounges offer comfortable seats while you wait for your flight, and they even serve delicious meals for you and your family.
Bring More Than Just One Credit Card
An important tip when traveling abroad that many people don’t usually do is to bring more than just one travel credit card.
The Citibank Travel Card works with many other Citibank credit cards.
This way, you get to have more options for different types of transactions abroad, and you collect as many reward points as possible.
Certain vendors and establishments abroad have limited options, and by having another credit card, you can pay using your other card. It can also be great to use if you’re having trouble using your other credit cards.
Always Inform Your Issuer Before You Travel
Lastly, you should always inform your credit card issuer that you’re traveling overseas.
Many people often run into an issue with their payments abroad and get declined simply because their card got tagged by the system that it was used in another country.
You can avoid this mishap by informing them that you’re traveling to a certain country so they won’t tag your card for potential fraud, as they know that it was you who used the card.
Conclusion
By now, you’re probably already accustomed to using a credit card when shopping or dining out, but it all changes when you travel abroad. The good thing here is that the Citibank Travel Card makes traveling more convenient, comfortable, and rewarding with its many perks and benefits.
Go ahead and follow the tips mentioned above so you can take full advantage of the card’s many features.
