Every traveler who gets a credit card knows how important it is to collect as many rewards as possible. This is true for anyone who owns a Travel American Express credit card.
The Travel American Express credit card is the epitome of travel rewards, and there is so much more that you can do with the rewards that you get.
If you want to learn more about maximizing your rewards with Travel American Express, check out the guide below.
Learn How to Earn Rewards First
The very first thing that you need to know is to learn how to earn rewards.
With the Travel American Express credit card, you get to earn 5 times more points when you spend on flights using your credit card.
You also get the same amount of points for every dollar that you spend on hotel bookings directly at partner hotels or using the AmexTravel website.
You then get an extra reward point for every dollar that you spend on any other transactions or purchases made with the card.
Transfer Your Points to Airline and Hotel Partners
American Express has partnered with more than 17 airlines and several major hotel brands all over the world so you can maximize the rewards that you’ve earned.
You can convert your rewards points to miles for partner airlines and be entitled to several rewards that the airlines give to exclusive Amex cardholders.
The same is true with hotel bookings, as you get to enjoy even more rewards.
You can use as much as 70,000 points and convert it to a single-night stay at a luxury hotel of your choice.
Use Your Rewards to Pay Your Credit Card Bill
One of the most highly recommended ways to make good use of your rewards or your reward points is to convert them into statement credit.
This will help you lower your credit card bill, and if you have enough points, you can even pay off some of the extra charges.
It is important that you keep your debt and extra charges low, and by having this option, you get to minimize your bill.
All you need to do is head over to your account, redeem your reward points into statement credits, and ensure that it is reflected on the statement after you pay.
Shop Until You Drop
Another great way to maximize your rewards is to use the reward points and redeem them for either gift cards or discount codes, or directly use them to lower your shopping bill.
Head over to any partner establishment or online store and see if they are eligible for the rewards.
Once you know that any purchase from the partner merchant is eligible for the reward, head over to your account and redeem the rewards.
Whether it is for a gift card or a discount code, you can surely lessen your overall shopping costs. This means that you can afford to add more items to your shopping cart for you to enjoy.
Donate to Charity
If you’re feeling charitable with your reward points, you can always donate them to several charity organizations.
There is a full list of organizations that you can donate your reward points to, and it will be used for good intentions.
Many of these charitable organizations aim to help less fortunate communities from all over the world.
You may not be able to take advantage of the full value of your rewards, but you’re also providing shelter to a family from the other side of the world with your reward points.
Travel During Off-Peak Season
Those who are looking to get more out of their reward points while using their credit card should look to travel during the off-peak season.
This way, you get to do more with your money since everything else is much more affordable during this time.
You still get the most amount of reward points that you can get and maybe even more if you’re looking to spend more.
Use Your Rewards to Invest
Apart from donating to a charity organization, you can also use your reward points and redeem them to be your investment fund.
It may look as though it is only a small amount, but if you’re looking at the long-term benefit, you don’t need to have a bigger capital to start your investment fund.
All you need to do is redeem your reward points and start an investment fund right away.
Link Your Credit Card to Your Mobile Wallet
Credit cards these days can now be linked to your mobile or digital wallet. You can use your credit card to top up your mobile wallet and still get the reward points that you need for redemption later on.
Doing so will help you rack up the points while also being able to live the lifestyle that you want.
The best part about linking your credit card to your mobile wallet is that you won’t notice that you’ve already accumulated a lot of reward points from just topping up.
You’re even entitled to many other perks and rewards, such as vouchers and cash back.
Use Your Card for Business Purchases
A good way to increase your reward points is to use the card for any other purchases that you make.
You can even use the card for business purchases, which results in even more reward points for your account.
If you and your team need to travel, make sure that you use your Travel American Express credit card so you can accumulate reward points as fast as possible.
You can then redeem the points and make good use of them for your next vacation or holiday escapade. The same principle can be applied when you want to splurge.
Capitalizing on your credit card’s rewards program is always an exciting and rewarding experience. Not only do you get a lot of freebies, such as bonus hotel stays and additional travel perks, but you also get to treat yourself after spending your money.
The Travel American Express credit card offers exciting new ways for you to use your card, so be sure to take advantage of the rewards that you earn.